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Enter address, zip code or landmark to find properties near you Enter address, zip code or landmark to find properties near you Search. Search for a property listing Foreclosures are real estate owned, REO or bank-owned properties and they have the potential to offer an affordable option to the right buyers. Will I save a lot by buying a foreclosed home? Another common misconception is that foreclosed homes are priced at pennies on the dollar. Well, if you consider this phrase to mean 99 pennies on the dollar, then you may be correct.
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Generally, foreclosed homes are listed for sale at their approximate market value, according to the home's location and condition. Some foreclosed homes sell for very low prices, but in most of those cases the homes were razed in order to make room for new construction. More commonly, high-priced homes in affluent areas sell for a few percentage points less than their current market value. If this is the type of deal that you are looking for, then definitely consider purchasing a foreclosed home.
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A good realtor will warn you up-front that the costs associated with buying a foreclosed home can be significant. The buyer may be required to perform very costly repairs before occupying the property.
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Also, these buyers may be unable to take advantage of low interest-rate specials offered by lenders. If you are considering the purchase of a foreclosure, be realistic in your expectations and prepare to expect the unexpected.
Many buyers are thrilled with their home after purchase, but others are forced to complete months of costly repair work before they can move in. As long as you investigate the possible options, including the available mortgage and assistance programs, you will be an educated consumer prepared to make an educated purchase. Buying a home is often the largest investment that you will ever make, so you need to feel secure in the knowledge that you have invested wisely.
If you are interested in purchasing a foreclosure property, many realtors will offer you the benefit of their experience and expertise.
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Realtors normally do not work with these types of sales every day, but they do have access to information and property listings that can help you decide whether buying a foreclosed property is the right option for you. Home Buying Foreclosure Deals. Foreclosure Deals Bargain hunters and first-time home buyers alike almost always have questions about the value of buying foreclosed homes. The three most common questions that realtors are asked about foreclosed properties: 1.
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